Five Star Medicare Advantage Plans are private health insurance plans offered by insurance companies that have received a five-star rating from the Centers for Medicare and Medicaid Services (CMS). These plans are also known as Medicare Advantage plans.

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CMS assigns star ratings to Medicare Advantage plans on a scale of one to five based on various measures such as member satisfaction, clinical outcomes, and access to care. Plans that receive a five-star rating are considered to have excellent performance and quality.

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Normally when someone has a Medicare Advantage Plan or Medicare Supplement or just Medicare they cannot change it until the next Annual Enrollment Period Oct 15th – Dec 7th with the new plan starting January 1st the following year.  5 Star Plans gives you the option of enrolling in them anytime during the year.  

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Rookie FACT: In Northeast Ohio for 2023 Devoted, Medical Mutual and Summa Care have all attained 5 Star ratings.  This means if you’re not happy with your present Medicare Advantage Plan, Medicare Supplement Plan or if you just have Medicare - you now have the option of switching to a 5 Star Plan.

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Why would you want to make a switch?  Maybe you have an HMO plan, and your new doctor is not in network, or a new prescription that is not coming up on the formulary.  Maybe your Medicare Supplement monthly premium has had a big premium increase and you just can’t afford it anymore.  Maybe you just have Medicare and want a Medicare Advantage plan that includes prescription coverage and gives you the extra benefits like dental, eyeglasses, hearing aids that Medicare does not offer.

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As independent agents we represent Devoted, Medical Mutual and Summa Care among other insurance companies.  If you’re interested in finding out more about your 5 Star plan options just contact us by email at dave@evergreenrs.net or click on the free no cost consultation button below.  

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